Onboarding through Yapily

  • 25/03/2026
  • 6 minutes to read

To integrate with UK banks, Continia Banking uses Yapily, a secure open banking API platform that enables both payment initiation and retrieval of enriched financial data. Continia Banking connects directly to Yapily, allowing you to download account statements and initiate payments from Microsoft Dynamics 365 Business Central.

Important

To use open banking via Yapily, you may need to adjust permission roles or create a custom role for your users. For details, consult your bank’s documentation or contact them directly. Continia Banking covers the cost of using Yapily, but your bank may charge fees for open banking transactions. Contact your bank for details.

Depending on the bank, Yapily may support the following payment types:

  • Faster Payment Single – A single-payment file that requires approval for each file.
  • Faster Payment Bulk – A multi‑payment file that requires one approval for the entire batch.

By using Yapily Connect, each payment requires authentication. When you authenticate your first payment, you’re informed that you are connecting to Yapily Connect. By proceeding, you agree to the Yapily terms and conditions. When connecting your UK bank through Yapily, you must grant Yapily the required permissions. Each bank handles third‑party access differently. The table below provides guidance and links to bank-specific instructions.

If your bank is not listed, contact your bank for guidance on granting permissions.

BankPermission Granting Instructions
HSBCLog in to your online banking, go to Permissions > Additional banking services > Third‑party provider authorisation, and enable Enquire, Consent, and Revoke.
BarclaysRefer to Barclays’ article: How do I give my permission to a TPP permission sets, which must be approved by your system administrator. Contact Barclays for assistance.
NatWestDownload NatWest’s PDF instructions.
Ulster BankDownload Ulster Bank’s PDF instructions.
Royal Bank of ScotlandDownload RBS’s PDF instructions
Virgin MoneyRefer to Virgin Money’s article: How can I consent to a Third‑Party Provider.

Set up direct communication with Yapily

After permissions are granted, set up direct communication through the Assisted Setup guide.

  1. In Business Central, select the Search icon, enter Bank Account Setup, and open the related link.
  2. Select Next to start the setup.
  3. On the Bank Accounts page, select an existing bank account or create a new one.
  4. In the Communication column, select Direct Communication, and then select Next.
  5. On Choose Bank Account Type, select the appropriate type, select OK, and then Next.
  6. Review the prefilled information on the Bank Account Setup page. Update fields as needed.
    Continia uses Contact name and Contact email to send notifications related to the Know Your Business (KYB) verification process.
  7. If needed, enable Operating address (if different) to add an alternate address.
  8. Select Next.
  9. On the Authenticate connection page, select Authenticate the connection. You will be redirected to your bank’s login page.
  10. Log in to your bank, select one or more accounts, and confirm. A token is returned to Business Central and used to establish the connection.
  11. Select Next to complete the setup. You can now download statements and initiate payments through direct communication.

Statement import and automatic reconciliation

When using Yapily, statement downloads and bank reconciliation follow the standard Continia Banking reconciliation process. Continia Banking imports Yapily statements directly and automatically matches with posted bank account ledger entries.

Important:

  • Only transactions with the status BOOKED that have not been previously imported are included.
  • The Date and Amount Matching setting is automatically enabled on the bank account when it is set up with Yapily.

Send a payment with Yapily

Yapily supports single payments, bulk payments, and mixed batches.

  1. Search (Search) for and select Payment Journal.
  2. Open the relevant journal.
  3. Select Prepare > Suggest Vendor Payments.
  4. Select a payment line, then select Bank > Export Payments.
  5. On the Payments page, select a payment and choose Authenticate Payment.
  6. On first use, you are informed of the connection to Yapily Connect. Enable Don’t show this again if desired.
  7. Log in to your bank and select the accounts.
  8. Select OK to confirm the payment. It disappears from the list, and the Payment Journal line is updated to Sent.

You can revoke your Yapily token at any time.

  1. Search (Search) and select Banks.
  2. Select the relevant bank.
  3. On the action bar, select Connection > Revoke Token.

Important

Revoking the token immediately disables your direct bank connection. Before doing so, make sure no payments are pending and all statements have been downloaded. If not, you will need to complete those tasks manually.

  1. Select OK to confirm.