Onboarding through AccessPay

• 31/03/2026
• 6 minutter at læse

Continia Banking collaborates with AccessPay to provide a secure and compliant BACS payment solution for banks in the United Kingdom. This integration enables you to submit domestic payments directly from Business Central using the BACS network, without manual file uploads or third-party tools. The cost of using AccessPay is included in Continia Banking.

This article explains how to set up BACS payments using AccessPay in Continia Banking.

To prepare for direct communication through AccessPay

Before you can establish a connection with AccessPay, complete the following steps:

1. Contact your bank - request the bank to link the Service User Number (SUN) to the AccessPay Bureau User Number (BUN): B21104.
2. Gather bank account details - for each bank account you want to use for BACS payments, collect the following information (you need this information during the assisted setup in Continia Banking) :
   • Sort Code
   • Account Number
   • Bank Account Title

To set up direct communication through AccessPay

After the agreement is in place and the prerequisites are met, you can onboard AccessPay and enable direct communication:

1. Search () for and select Bank Account Setup.
2. Click Next to begin the assisted setup.
3. On the Bank Accounts page, select an existing bank account, or create a new one by selecting New Bank Account.
4. In the Communication column, ensure that Direct Communication is selected for the bank account, and then select Next.
5. On the Choose bank system page, in the Bank System field, select AccessPay, then click Next.
6. Enter the SUN Name, SUN, Contact Email, VAT Registration Number, and Company Name, and then click Next.
7. On the Select Bank Accounts for AccessPay page:
   • Select the Direct Communication AccessPay checkbox for each bank account you want to use for BACS payments
   • Fill in any missing information, such as Sort Code, Bank account No., Name, IBAN.
8. Click Next and then click Finish. The system automatically generates an email for you to use to request AccessPay's approval. The email includes two attachments populated with the information you entered in the wizard:
   • Sunlist.csv - contains the SUN name, Service User Number, sort code, account number, bank account title, and the action Create.
   • Reports form - a prefilled document listing the required BACS reports, such as AUDDIS Arrival, AUDDIS Input,
9. Click Connection Details to view the status. Shortly after completing the setup, the status appears as Pending.
10. Once AccessPay approves the accounts and you receive confirmation that accounts have been activated, you can start using AccessPay in Continia Banking.

Additional settings

After setting up AccessPay, configure the following additional settings to ensure that payments meet BACS requirements and are validated correctly in Continia Banking.

Sender reference template

AccessPay requires a consistent sender reference format. To configure this:

1. Search () for and select Banking Export Setup.
2. Locate the Sender Reference field and set the default template to: DEFSENDERREFERENCE

This ensures that exported payments include a sender reference that complies with AccessPay’s requirements.

Remittance advice length requirements

For AccessPay, remittance advice may only contain up to 18 characters. To meet this requirement, create a remittance information template with restricted length. For instructions on creating templates, see Create a remittance information template.

Recommended journal setup if you use both AccessPay and Yapily

If you use AccessPay for BACS payments and Yapily for Faster Payments (FP) and transaction import, Continia recommends creating an additional payment journal. This helps you keep BACS payments and FP transactions separate.

The separation is important because the Required Posting Status differs between the two services:

• AccessPay requires the status Processing.
• Yapily requires the status Paid.

Keeping them in separate journals prevents status conflicts and ensures correct posting behavior.

In the payment journal that you use for AccessPay, in the Payment Journal Setup, set the Posting Date Calculation to 1D. BACS payments cannot be sent earlier than the next business day, so the posting date should default to today + 1 day.

Optional: Extra approval layer

When payments are submitted to the BACS network through AccessPay, they are executed without any additional approval step from the bank. If you need an extra approval layer before payments are transmitted, you can use the Continia Banking security module in Business Central to introduce approval steps before payment export. For more information, see Setting up security.